INVESTA REAL ESTATE · OCTOBER 23, 2026

More Choice, Higher Costs: Making Your Next Real Estate Move Count

AI-generated conceptual illustration; not a property listing.

Today’s real estate market rewards preparation and realistic expectations. Redfin estimates that U.S. home sellers outnumbered buyers by 62.6% in September, giving many buyers more negotiating room. Conditions still vary by neighborhood, price range and property. Redfin report.

Financing remains a challenge. Freddie Mac’s average 30-year fixed mortgage rate was 7.32% on October 22, making the monthly payment central to every buying decision. Freddie Mac.

New construction faces pressure, too. Census estimates put September housing starts below August levels, while NAHB’s July builder survey reported a median 6.7% annual increase in material costs. Slower building and expensive materials complicate the supply of affordable new homes—even when buyers have more existing homes to choose from. U.S. Census Bureau · NAHB.

For sellers: Price against recent comparable sales, present your property well, and consider whether repair credits or closing-cost assistance could attract a qualified buyer. Overpricing can mean a longer wait.

For buyers: Get preapproved, compare lenders, and include taxes, insurance and maintenance in your budget. Negotiate thoughtfully and choose a payment you can afford today without relying on a future refinance.

For commercial buyers and sellers: Higher financing and construction costs also affect investment returns, renovations and refinancing. Review income, vacancy, expenses and loan terms carefully; conditions differ by property type and location. Commercial real estate outlook.

Planning a move in Dallas–Fort Worth? Investa Real Estate can help you compare your options and build a practical strategy around your property and goals.

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